Real-Time Catastrophe Modeling for Property Insurers.
Drive profitable underwriting decisions and turn natural catastrophes into managed risks, not financial disasters. InsightCat's catastrophe models integrate directly into underwriting workflows via API, delivering real-time risk data at the point of decision.




Your partner. Your platform. Your edge.
Profitable underwriting starts with Insight. We enable property insurers to harness catastrophe models and real-time analytics to turn natural catastrophes into managed risks not financial losses. As the premier platform for catastrophe-exposed markets, Insight delivers everything from real-time CAT modeling and automated risk scoring to reinsurance optimization and portfolio impact analysis—equipping our clients to outperform the market.
Insight client achieved a 10-year average net loss & ALAE ratio of 49%, roughly half the P&C industry average of 100% and less than half of leading property carriers at 116%.
Solutions for Success
Realtime Underwriting
Empower your underwriters with real-time access to catastrophe risk and rate adequacy metrics at the point of quote. Reduce submission processing turnaround times and write more profitable business.
Explore UnderwritingPortfolio Modeling
Automate portfolio-level modeling to easily assess new business growth, marginal impacts, run scenario tests, and strategically manage your book.
Explore Portfolio ModelingModel Hosting and Integration
Insight delivers fully managed cloud hosting for your licensed catastrophe models in AWS, or API connections to their cloud environments. We patch, monitor, and maintain your environment so your team stays focused on what matters.
Explore Hosting & IntegrationThe Insight Advantage
Harnessing analytics to prevent natural events from becoming financial setbacks.
Automate catastrophe underwriting and portfolio analytics workflows.
Control reinsurance costs to proactively drive profitable growth.
Scale multiple catastrophe models in parallel via our API.
Improve underwriting profitability with account-level, point-of-quote insights.
“Insight’s positive impact on our long-term performance is undeniable. Underwriters receive real-time, property-level rate guidance during quoting, our portfolio managers can test dozens of what-if scenarios before we deploy capacity, and leadership has instant visibility into accumulations and marginal impacts across the book. It’s a game changer for our portfolio steering and growth planning.”
Frequently Asked Questions
Real-time catastrophe modeling provides underwriters with modeled loss estimates for new or renewal business quickly and seamlessly by integrating policy administration systems to the licensed catastrophe models through Insight's proprietary platform. This eliminates the need for multiple department and resource hand-offs by doing the modeling and analyses manually.
Insight automates the model data import, model execution, and reporting steps that catastrophe modelers and underwriters previously handled manually, reducing manual catastrophe-modeling workflow time by up to 80%.
Insight processes catastrophe and portfolio models up to 40x faster than manual workflows, letting underwriting teams turn around risk decisions in minutes instead of days.
Yes. By automating repetitive modeling tasks for new business, clients have reported handling 50%+ more submissions with the same underwriting staff.
Insight connects with any policy administration systems and industry catastrophe models, so results flow directly into existing underwriting workflows without manual data re-entry.
Insight is used by property insurers of all sizes, including a top-10 multinational carrier and a top-3 U.S. wholesaler, to automate underwriting risk selection and portfolio management.
